FreelancePick

Best Bank Accounts for Freelancers

A dedicated business bank account makes bookkeeping easier, keeps your finances organized, and protects your personal assets. We compared the top options for freelancers — from free US-based accounts to multi-currency accounts for expats.

Affiliate Disclosure: We may earn a commission from our partners. Our editorial team independently evaluates all tools based on features, value, and user experience.

Business Banking

US-based business bank accounts for freelancers and LLCs.

Featured
M

Mercury

Banking built for startups and modern businesses.

2.2
Free plan available
Tech-savvy freelancersOnline businessesStartups
R

Relay

The smart business banking platform for small businesses.

2.1
Free plan available
Profit First practitionersCash flow controlMultiple bank accounts
N

Novo

Small business banking designed for entrepreneurs.

2.0
Free plan available
FreelancersSolopreneursSmall e-commerce businesses

International Payments

Get paid in multiple currencies without excessive fees.

Featured
W

Wise Business

The international business account with real exchange rates.

2.3
Free plan available
International freelancersExpatsDigital nomads
R

Revolut Business

All-in-one business account for global freelancers.

2.2
Free plan available
Digital nomadsTravelersExpats
P

Payoneer

Get paid globally from marketplaces and clients.

2.0
Free plan available
Marketplace sellersInternational freelancersUpwork/Fiverr/Amazon recipients

Working with international clients?

If you are a US expat or receive payments from overseas clients, check our expat finance guides for tools tailored to your situation.

Expat Finance Guide →