Freelancer Break-Even Rate Calculator
Find the minimum hourly rate you need to cover all your expenses — before a single dollar of profit.
Your Monthly Costs
Rent, food, utilities, etc.
Software, equipment, subscriptions
Estimated effective tax rate: 30%
Realistic paid hours (not total work hours)
Tax Information Notice
This content is for informational and educational purposes only. It does not constitute tax, legal, or financial advice. Tax laws change frequently. Always consult a qualified CPA or Enrolled Agent for your specific situation.