Wise Business vs Revolut Business
Wise and Revolut are the two most popular multi-currency account options for freelancers who work with international clients. Both allow you to hold multiple currencies and make cheap international transfers — but they have different strengths.
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Wise Business
Multi-currency accounts with real exchange rates
Starting at
Free (fees per transfer)
4.5
out of 5
View details →Revolut Business
All-in-one business account for global transactions
Starting at
Free–£25/mo
4.3
out of 5
View details →Feature-by-Feature Comparison
Criteria
Wise Business
Revolut Business
Exchange Rates
Uses the mid-market rate. The gold standard for fair conversion.
Mid-market rate on weekdays, markup on weekends.
Supported Currencies
Holds 50+ currencies. Local bank details in 10+ countries.
30+ currencies supported. Strong EUR/GBP/USD coverage.
Business Features
Good invoicing integration. Clear fee structure.
More business tools: expense cards, spend analytics, team access.
Fee Structure
No monthly fee. Low transparent per-transfer fees.
Free plan available but limits are low. Paid plans unlock full features.
Customer Support
Good email support. Chat available. US-based team.
In-app chat. Can be slow. Support quality inconsistent.
Winner: Wise Business
Wise wins for most freelancers due to consistently better exchange rates, lower fees, and a more transparent pricing structure. Revolut is better if you need a full business banking replacement with team cards and expense management.
Choose Wise Business if...
- ✓Freelancers who frequently receive international payments
- ✓Expats who need to hold and convert multiple currencies
- ✓Anyone who prioritizes the best exchange rates
- ✓Freelancers who want simple, transparent fees
Choose Revolut Business if...
- ✓Businesses with teams who need expense cards
- ✓Freelancers who also want a EUR or GBP IBAN
- ✓Users who want a more complete business banking experience
- ✓Freelancers based in Europe or the UK
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Tax Information Notice
This content is for informational and educational purposes only. It does not constitute tax, legal, or financial advice. Tax laws change frequently. Always consult a qualified CPA or Enrolled Agent for your specific situation.