FreelancePick
From $85

H&R Block Self-Employed

Affordable professional tax software with real CPA access.

4.3
Overall Score
Try H&R Block Self-Employed

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H&R Block Self-Employed is the best alternative to TurboTax for freelancers who want a full-featured Schedule C tax filing experience at a lower price. It includes everything self-employed filers need — Schedule C, home office, mileage, vehicle expenses — plus the option to have a real H&R Block CPA review your return.

Our Scores

4.4

Ease of Use

4.4

Features

4.6

Value

4.5

Support

Pros & Cons

Pros

  • More affordable than TurboTax for comparable coverage
  • Option to get in-person help at H&R Block offices nationwide
  • Schedule C with full deduction support
  • Price Lock Guarantee — no surprise upsells
  • Competitive audit support

Cons

  • Interface is slightly less polished than TurboTax
  • No direct QuickBooks import (unlike TurboTax)
  • State filing is an additional cost
  • In-person H&R Block services cost significantly more

Best For

  • Cost-conscious freelancers who want full-featured filing
  • Anyone who wants optional in-person or CPA help
  • Freelancers who find TurboTax too expensive
  • Self-employed filers with moderate complexity

Not Ideal For

  • QuickBooks Self-Employed users (no direct import)
  • Freelancers needing very complex tax planning
  • Those who want the most intuitive step-by-step experience

Pricing

Best Value

Self-Employed Online

$85

federal return

  • Schedule C
  • 1099 income
  • Home office
  • Mileage
  • Vehicle expenses
  • State included

Self-Employed + CPA Assistance

$145

federal + state

  • Everything above
  • Live CPA review
  • CPA checks for accuracy
  • Audit representation

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Use our free quarterly tax calculator to estimate how much you owe before filing.

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Frequently Asked Questions

How does H&R Block Self-Employed compare to TurboTax?

H&R Block Self-Employed is typically $40-60 cheaper than TurboTax for comparable coverage. Both handle Schedule C well. TurboTax has a more polished interface; H&R Block offers more affordable in-person help.

Does H&R Block Self-Employed include state filing?

Yes, the Self-Employed Online plan includes one state return in its base price, which makes it better value than TurboTax where state filing is an add-on.

Can I use H&R Block if I have 1099s from multiple clients?

Yes. H&R Block Self-Employed handles unlimited 1099-NEC and 1099-MISC income from multiple payers, which is common for freelancers.

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Tax Information Notice

This content is for informational and educational purposes only. It does not constitute tax, legal, or financial advice. Tax laws change frequently. Always consult a qualified CPA or Enrolled Agent for your specific situation.